A.R.D Consultancy was recommended to us by a work colleague, we meet Andrew and immediately he put us at ease. We had experienced some difficulties with previous Financial Investments and Andrew proposed options which made more sense and would be more beneficial to us in the long term. Andrew and his staff are very professional and friendly.
Andrew was recommended to me by a friend, who had told me how much A.R.D Consultancy had helped his family over a number of years. Having dealt with Andrew and his team now for over a year I can certainly continue that recommendation. They are hugely knowledgeable of the financial services sector, friendly, efficient and helpful at all times.
Andrew arranged a new mortgage, a buy to let mortgage and the relevant insurance policies for me and each stage of the process was fully explained, and any questions I had were swiftly answered.
I have recommended A.R.D.Consultancy to many friends over the last year and will continue to do so in the future. Andrew and his team are a pleasure to deal with, and continue to provide a level of service which is exceptional.
Andrew laid out possible financial options for us, some high risk and some medium risk and explained the potential impact but never pressurised us into signing up to any. [The team] always give you a warm greeting and give you the confidence that they actually know what they are talking about and are in it for the long term!
Graham and Mhairi
Excellent financial advice – methodical and measured in every aspect.
Five stars is not enough for this company, wither its pension or investment, Andrew will guide you through the process so you can relax and take the stress out of all the paperwork you may have been sent. Oh, and by the way ARD will not charge you the bank busting charges that some advising company’s charge.
Since my wife and I asked A.R.D.to act as our financial advisers we have had nothing but excellent advice and support for all of our investment and pension needs. David Young consistently brings professional knowledge to our regular meetings allowing us to quickly understand what can sometimes be a complex minefield of information. We would wholeheartedly recommend David and the consultancy in assisting anyone looking for financial advice.
I’m a new client to A R D Consultancy Limited following a recommendation from a business colleague. David Young has been very helpful to me in relation to a pension matter and assisted me in sorting out some problems I had with a previous advisor. In addition he has saved me money and I now feel very sure that any financial advice I will need going forward will be honest and valuable.
I was delighted by Andrew’s professional, meticulous and friendly service and would recommend him to anyone.
We have been clients of ARD for many years and have always found all the staff extremely helpful and responsive. The advice Andrew has given us has always been sound and we have seen our portfolios grow over this time. It is always a pleasure to meet with Andrew to review our portfolios and he has always given a lot of thought beforehand on how we should progress over the next year.
Ken & Alison
I first contacted ARD when I needed advice regarding my pension. Having never needed financial advice before I was not sure what to expect, however after phoning Andrew and meeting him and the team I was put totally at ease. The way in which he explained things was helpful and enabled me to understand things in laymen’s terms. He has done a great job in arranging my finances and did not charge bank busting fees. I would recommend the company to all for their caring manner and quality service and advice.
Have used ARD for a few years. I received good retirement advise and have had excellent financial advice since retiring. Andrew and his team a very easy to talk with and always receive a good and prompt response to questions and requests.
Excellent service. Issues arising are dealt with promptly and effectively. My experience with A.R.D. has been very smooth and very satisfactory. David Young fully understands my investment and pension needs – he and I have been in contact for several years – and provides very good advice on an ongoing basis.
We have been with A.R.D. for the last 2 years and Andrew has helped us through the pension minefield and given us peace of mind in helping us invest wisely.
I would highly recommend Andrew and his staff who we have found to be very helpful and informative through this process and we look forward to working with them in the future.
My husband and I greatly appreciate the thoughtful and helpful financial advice offered by David and his colleagues.
We’ve been receiving financial advice from Andrew for about 25 years now and he has never let us down. He has advised us on investments, mortgages, critical illness cover as well as insurances.
I contacted Andrew a couple of month ago to explain I hadn’t been well and wanted advice on making a claim through my critical illness policy, I’d heard so many stories in the press about people having difficulty when making a claim and the insurance company not paying out. Andrew sent me the appropriate paper work along with advice on what parts to complete. Less than a month after submitting the claim the policy paid out in full. This was a huge surprise to me. (I am fit and well again).
So I would just like to say a huge thank you to Andrew and his team we will continue to receive financial advice from them and would definitely recommend them to everyone I know.
I used to pride myself in being able to handle my own finances. I would have been a lot better off if I had made contact with Andrew Dawkins some years ago. What I particularly like is his manner – it is impossible not to like him. So, if you are a person who thinks they can handle their own affairs, call Andrew.
I have been working with Andrew and his excellent staff for the past 9 years since receiving my state pension and subsequently my work pension and lump sum.
His advice has been invaluable and it has enabled me to have a nice wee nest egg which is a comfort in my retirement.
Andrew takes the time to get to know his clients and what their financial decisions might mean for them and the people around them, which goes a long way to instilling confidence.
Professionally, I am very happy with his services and would recommend ARD Consultancy to anyone. Personally, he and his staff are always very welcoming, friendly and polite – and enjoy a healthy sense of humour.
Go see him: you won’t regret it.
We’ve used Ian at the Lanark branch for over 10 years now to provide us with sound financial advice. Nothing is ever too much and he spends as much time as is needed to explain every detail and financial implications of the products we choose, be it a mortgage, life insurance, critical illness cover etc.
We wouldn’t trust anyone else to handle something so critical and A.R.D are well worth the money because you save more than you spend with their vast knowledge of the products available.
This time it was a re-mortgage and an update to our critical illness cover and we can’t thank Ian enough for his help again.
Having heard of A.R.D. through their sponsorship of Classical Music Live, I decided to approach them about setting up a private pension. From the first, they were extremely friendly and helpful whilst still being very professional. Andrew and his team have made the process very easy and are always on hand to help. I would recommend them unreservedly.
When we retired, we were looking for financial advice and visited a few companies with varying degrees of satisfaction. A friend who had been a client with A.R.D recommended them to us. From our first visit, we felt comfortable with Andrew. Our questions were answered clearly and without the need for jargon. We are now almost three years on and are totally satisfied with the results Andrew and A.R.D have achieved. Their friendly and efficient manner makes meetings interesting and informative. We would highly recommend them.
Have had good advice and helpful follow up from David for several years. I would be pleased to recommend this company.
Deserves 6 stars.
After having problems with a different mortgage broker I had got no progress after two weeks, worried I was going to lose out on the home I had an offer accepted on I contacted A.R.D to help me.
They were excellent from start to finish!
Ian and Mary were extremely helpful and understanding of my situation; they got me where I wanted to be very quickly. Communications were excellent, service was excellent, everything was excellent.
As an extra bonus it was mentioned during my meeting I may qualify as a first-time buyer as this was my first mortgage even though I already own property. Ian contacted me shortly after to tell me the bank did class me as a first-time buyer so would give me an extra £500 for taking a mortgage with them which covers the fees.
Could not be more grateful for their help and would most definitely recommend!
I first sought financial advice from ARD more than five years ago and it is one of the best decision I ever made. Andrew’s advice was invaluable in helping me rearrange my finances at that time and it was a great weight off my shoulders. I no longer have to worry about my financial future. Andrew and his staff are the best! I couldn’t have chosen a better organisation to work with.
Andrew is very professional and easy to work with. He has an in depth knowledge of the mortgage market and responds very quickly to emails. Would definitely use again.
We were recently recommended to Andrew by a close friend and certainly have no regrets in starting a portfolio with A.R.D. It’s early days but first indications are looking promising.
Have used the services of Andrew and the team on several occasions in recent years and have always found them to be efficient, effective and highly professional, providing me with sound financial advice covering a number of topics. I would not hesitate to recommend ARD and the services they provide to anyone in need of a financial health check.
Excellent advice from a very friendly, well-informed gentleman. We feel Andrew has our best interests at heart and that our money is in safe hands. The office is manned by a pleasant, professional staff.
Andrew and his team have been helping me manage my finances for more than five years and I could not be happier with the service I have received. They are at all times friendly, efficient, effective and professional and I would have no hesitation in recommending them to others.
Andrew has been helping me with investments for over two years now since I was granted power of attorney to deal with my elderly Aunt’s financial affairs. During that time I have always found him extremely approachable, pleasant and friendly. It is clear that he is very knowledgeable about all aspects of financial planning yet he always takes time to explain everything in a manner which is easy to understand. He and his entire team are always very welcoming and it has been a pleasure dealing with them. I would therefore not hesitate in recommending A.R.D Consultancy Ltd to anyone seeking excellent advice on financial products and services.
Andrew has been helping my wife and I with all things financial for over 15 years now. During that time I have always found him extremely approachable, pleasant and friendly. He is hugely knowledgeable in all aspects of financial planning, yet he always takes time to explain everything in a manner we can understand. He and his entire team are always very welcoming and it has been a pleasure dealing with them. I never hesitate in recommending ARD Consultancy Ltd to anyone seeking advice on financial products and services. Many of my friends have been referred to ARD and are also now benefiting from Andrew’s advice.
Thank you to Andrew at A.R.D. for making the complicated business of investing easy. We were reasurred by his obvious knowledge and his friendly manner. On our 3 visits to the office we were welcomed by Mary and offered refreshments. On the whole this has been a pleasant experience and hopefully will be a fruitful one
Andrew and team have provided me with great advice over the years and its great that they are now based in Falkirk Town Centre.
When our daughter was looking to buy her first flat Andrew spent time with her discussing the various mortgage options before advising on the ones which were best suited to her financial status, thus giving her the confidence to take the big step onto the property market.
Ken and Alison
Having just retired, I needed some sound advice. David has been supportive, informative, and has answered all my questions with clarity (and patience). With a personal consultation at home, with follow up reviews, I have found the service to be personal, and profitable. I am able to recommend ARD with confidence.
I have been using Andrew Dawkins as a financial consultant for the past 3 years. He was very helpful indeed in helping us find the right mortgage, understand tax implications, and make investments. He is easy to deal with, patient with non-financially-minded people (like me), and makes the whole subject as approachable as possible. And we’ve been very pleased with the results of the investments. I wouldn’t hesitate to recommend ARD Consultancy.
I have been with ARD for a year, and in that time I have been very impressed with the service I have received. Nothing is too much trouble to the staff who are all very friendly and helpful, and Andrew is kind enough to constantly answer all my questions and patiently explain things, sometimes over and over again. I am very happy with the investments he has made on my behalf, and with the service that is provided to me, and if you’re looking for a small company that provides a personal service tailored to you as an individual, then I strongly recommend giving ARD a go.
Over the last three years, I have received help and advice from Ian, who was recommended to me after helping my sister and her partner with their first mortgage. Ian initially helped me with my first mortgage and after a difficult year, he has now helped me remortgage my house on my own. As well as giving me help and advice on the best life and critical illness policies. He is always very professional, friendly and approachable and has always been on hand with good solid advice, which Ian puts across in a way I am able to understand.
I would recommend Ian and A.R.D Consultancy to anyone needing financial advice. I can’t thank Ian enough for all the help he has given to me.
Very welcoming and friendly, my dealings with Andrew have been very pleasant and professional.
Andrew and his team have been helping me manage my finances for about fifteen years and have given me excellent advice and direction. They are at all times friendly, efficient, effective and professional and I would have no hesitation in recommending them to others.
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